Securing Hannav Ledger...
Securing Hannav Ledger...
Choose from Indian financial calculators for loans, tax, savings, retirement, and investments. For repeat monthly reviews, start with the new Tools workspace.
Investment
Mutual fund & investing calculators for India — SIP, step-up/goal SIP, FIRE, SWP, lumpsum, CAGR, XIRR, plus popular amount × years landings.
BrowseLoans
EMI and borrowing tools — home loan, personal loan, prepayment, eligibility, and credit card EMI with India-focused scenarios.
BrowseSavings
Safe savings calculators — FD, RD, PPF, compound interest, and government schemes with maturity and yield landings.
BrowseTax
Indian tax calculators — income tax (FY landings), old vs new regime, HRA, 80C/80D, GST, and capital gains.
BrowsePlanning
Personal finance & retirement planning — corpus, FIRE/Coast FIRE, goals, inflation, net worth, and insurance sizing.
BrowseJump into prefilled calculator landings for common Indian amounts, tenures, and ages.
Plan
Retirement, goal, and inflation projections
Compare
Tax, EMI, investment, and savings outcomes
Act
Use results to choose the next money move
Home loans, EMI interest reductions, and bank rates.
Calculate Equated Monthly Installments (EMI) for any type of loan — Home, Car, Personal, or Education. View amortization schedule, prepayment savings, and detailed cost breakdowns.
Plan your home purchase with accurate EMI estimates, down payment analysis, loan-to-value ratio, and annual prepayment savings. Designed for Indian home buyers.
Estimate your monthly EMI, interest outgo, and total repayment for a personal loan. Compare the impact of loan amount, interest rate, tenure, and processing fee.
PPF, SSY, NSC, and safe saving instruments.
Calculate maturity corpus, interest earned, and annual growth of your Public Provident Fund (PPF) investment with EEE tax benefits.
Calculate the maturity value, total contribution, and tax-free interest earned for a Sukanya Samriddhi Yojana (SSY) savings account.
Calculate your quarterly interest payouts, total interest earned, and maturity proceeds under the government-backed Senior Citizen Savings Scheme (SCSS).
Calculate your maturity proceeds, total interest earned, and annual interest reinvestment projections for the government-backed National Savings Certificate (NSC) scheme.
Calculate your maturity proceeds, doubling period, and interest earned under the government-backed Kisan Vikas Patra (KVP) savings certificate scheme.
Estimate Postal Life Insurance (PLI) maturity using Department of Posts simple reversionary bonus rates. Rates stored with effectiveFrom + source note for admin updates.
Estimate Rural Postal Life Insurance (RPLI) maturity using Dept. of Posts simple reversionary bonus rates with effectiveFrom and source notes.
Wealth creation, compounding returns, and investment planners.
Free SWP calculator for India — estimate remaining corpus, total withdrawals, interest earned, and exhaustion timeline for Systematic Withdrawal Plans in mutual funds.
India inflation calculator — see future cost of today’s ₹ amount and how purchasing power erodes using CPI-style assumptions.
CAGR calculator for India — compute compound annual growth rate for mutual funds, stocks, and lumpsum investments with ₹ examples.
XIRR calculator for India — annualized returns for SIPs and irregular mutual fund cash flows with multiple dates.
Calculate compounding returns on your Systematic Investment Plans (SIP) with optional annual step-up options.
Calculate the Internal Rate of Return (IRR %) for projects, investments, or business capital plans with periodic cash flows.
Estimate the future value of your savings, your target retirement corpus, and determine any savings shortfall.
Plan your financial goals by calculating the required monthly investment (SIP) needed to reach your target savings target.
Calculate your total net worth by tabulating your assets and subtracting your liabilities.
Calculate Step-Up SIP returns in India with annual top-up. See how raising your SIP with salary hikes grows wealth faster than a flat SIP.
Find the monthly SIP needed in India to reach a financial goal — home down payment, education, wedding, or corpus — from your target amount and timeline.
Estimate the retirement corpus you need in India after inflation, and see how your savings and SIPs compare to that target.
Calculate your FIRE number and years to financial independence in India — expenses, savings rate, returns, inflation, and safe withdrawal rate.
Calculate your Coast FIRE number in India — the portfolio you need so compounding alone can fund traditional-age retirement without further contributions.
National Pension Scheme (NPS), EPF, and pension planning.
Estimate your total pension corpus, tax-free lump sum withdrawal, wealth created, and monthly pension payouts under the National Pension System (NPS).
Estimate your retirement corpus, employer vs employee contributions, and total tax-free compound interest accumulated in your EPF account.
Calculate gratuity payout under the Payment of Gratuity Act, 1972 with tax exemption by employer type.
Calculate leave encashment amount, tax exemption, and taxable amount under Section 10(10AA) at retirement.
Fixed Deposits, Recurring Deposits, Savings Account, and safe yield planners.
Lumpsum calculator for India — project mutual fund one-time investment growth with expected return and tenure in ₹.
Calculate the maturity amount, total interest earned, effective annual yield, and post-tax returns of your fixed deposit (FD) based on bank interest rates and compounding frequency.
Calculate maturity value, total deposits, interest earned, and effective yield on your Recurring Deposit based on bank rates and monthly installments.
Calculate the interest returns, final maturity balance, and effective annual yield of your savings bank account based on your compounding frequency.
Calculate compound interest in India for savings and investments — maturity amount and interest earned with monthly, quarterly, or annual compounding.
Exemptions, slabs, and tax deductions guides.
Calculate monthly in-hand salary under the New Tax Regime after income tax, professional tax, and employee PF (default 12% of basic).
Calculate your income tax liability for FY 2025-26 under Old and New Tax Regimes. Enter all income sources and deductions to compare regimes, apply Section 87A rebate, surcharge, and cess.
Extract GST from a tax-inclusive price. Enter amount including GST and rate to get base amount, GST, and total.
Calculate HRA exemption, taxable HRA, and remaining taxable salary for salaried employees in India. Enter basic salary, HRA received, rent paid, and metro or non-metro city type under the Old Tax Regime.
Calculate long-term capital gains (LTCG) tax on equity, mutual funds, property, and gold with indexation where applicable.
Calculate state-wise professional tax on monthly salary for all Indian states and union territories.
Calculate Section 80C eligible deduction, remaining limit, and tax saved on EPF, PPF, ELSS, and other investments.
Calculate short-term capital gains (STCG) tax on equity shares, debt mutual funds, and property in India.
Calculate capital gains tax on equity shares, mutual funds, property, and gold in India.
Add GST to a pre-tax base amount. Enter base amount and GST rate to get GST and final invoice amount.
Calculate GST, net amount, and gross amount for all Indian GST slabs with exclusive and inclusive modes.
Calculate NPS tax benefits under Sections 80CCD(1), 80CCD(1B), and 80CCD(2).
Calculate taxable salary, income tax, and take-home pay for salaried employees in India. Enter annual salary, bonus, employer contributions, standard deduction, professional tax, and choose Old or New Tax Regime.
Calculate Section 80D eligible deduction, remaining limit, and tax saved on health insurance premiums.
Calculate eligible standard deduction, tax saving, and taxable salary for salaried employees and pensioners in India.