Terms of Service

Educational service only

Hannav provides general financial education and mathematical projections. Our calculators are not personal investment, tax, legal, accounting, lending, or insurance advice. Results depend on the assumptions and inputs used and are not guarantees of future returns, savings, approval, eligibility, or tax treatment.

Review important decisions with a qualified professional who understands your circumstances. You are responsible for checking current laws, rates, product terms, and the accuracy of your inputs before acting.

Acceptable use

You agree to use Hannav lawfully and not to:

• Interfere with, overload, probe, or bypass the site's security.
• Scrape, copy, republish, or commercially exploit the service without permission.
• Submit malware, misleading content, or another person's private information.
• Use the service to provide regulated advice while representing Hannav as your source.

Accounts and saved information

You are responsible for keeping account credentials secure and for activity performed from your account. Provide accurate information and tell us promptly if you suspect unauthorized access. Local browser data can be lost when you clear site data, change browsers, or use a different device.

Content and intellectual property

Hannav and its licensors retain rights in the site, software, visual design, articles, trademarks, and other content. We grant you a limited, personal, non-exclusive right to use the service. You may link to public pages, but may not present Hannav content as your own or reproduce substantial portions without written permission.

Availability and third-party services

We may change, suspend, or discontinue parts of Hannav, including data sources and tools. Some information may come from third-party services and may be delayed, incomplete, or unavailable. We do not guarantee uninterrupted availability or that every page will be error-free.

Limitation of liability

To the extent permitted by applicable law, Hannav is provided on an “as is” and “as available” basis. Hannav is not responsible for losses or decisions arising from reliance on projections, content, unavailable services, third-party data, or user-entered information. Nothing in these terms limits rights that cannot lawfully be limited.

Changes and contact

We may update these terms as the service evolves. The revised date above will identify the latest version. Questions about these terms can be sent to [email protected].