Securing Hannav Ledger...
Securing Hannav Ledger...
Calculate compound interest in India for savings and investments — maturity amount and interest earned with monthly, quarterly, or annual compounding.
Enter variables to compute real-time projections
₹1,41,478
₹41,478
₹1,00,000
7.19
A = P × (1 + r/n)^(n×t)Standard compound interest maturity formula.
Compound interest means you earn returns on returns. FDs, RDs, PPF, and long-term mutual funds all rely on compounding — frequency and rate change the effective yield.
A = P × (1 + r/n)^(n×t), where P is principal, r annual rate, n compounds per year, t years. Interest earned = A − P.
₹1,00,000 at 7% for 5 years compounded quarterly grows more than annual compounding. Compare with [FD Calculator](/calculators/fd-calculator) for bank FD schedules and TDS.
Simple interest ignores interest-on-interest. Over 10+ years the gap is large — see the [glossary entry on compound interest](/glossary/compound-interest).
PPF (annual), many FDs (quarterly), mutual funds (daily NAV). For recurring deposits use the [RD Calculator](/calculators/rd-calculator).