Securing Hannav Ledger...
Securing Hannav Ledger...
Estimate the retirement corpus you need in India after inflation, and see how your savings and SIPs compare to that target.
Enter variables to compute real-time projections
7,72,53,672.96
6,01,42,725.43
2,00,475.75
1,71,10,947.52
RC = expenses * (1 + inf)^Yr * 12 * YdRequired vs expected retirement corpus with inflation.
Your retirement corpus is the nest egg needed so inflated monthly expenses can be funded through life expectancy. This calculator emphasises required vs expected corpus — then use [SWP Calculator](/calculators/swp-calculator) to model withdrawals.
Inflate today’s expenses to retirement age, then multiply by 12 × years in retirement. This conservative view assumes the corpus roughly matches inflation in retirement (real return ≈ 0).
Rule of 25 (4% rule) is FIRE-oriented. This tool uses expense × retirement years after inflation — often a larger number. Cross-check with [FIRE Calculator](/calculators/fire-calculator).
Increase SIP, add step-up, delay retirement, or trim planned retirement lifestyle. EPF/NPS can form a large share of Indian corpuses — model them in dedicated calculators.
Read the retirement corpus guide, then plan SWP sustainability and medical insurance that continues after employment ends.
Jump into prefilled calculator landings for common Indian amounts, tenures, and ages.