Securing Hannav Ledger...
Securing Hannav Ledger...
Glossary
Coast FIRE means you have saved enough that, without further contributions, compounding can grow your portfolio to a full retirement or FIRE corpus by a traditional retirement age.
You can stop aggressive investing now; time and compounding finish the retirement corpus while you still earn for today’s expenses.
Coast number is typically the retirement-age FIRE target discounted back at the expected return for years remaining until that age. You usually still work for lifestyle cash flow.
Needing ₹3 crore at 60 with 25 years left at 11% returns implies a much smaller coast number today than ₹3 crore.
Coast ≈ FIRE_at_retirement ÷ (1 + r)^nYou can stop aggressive investing now; time and compounding finish the retirement corpus while you still earn for today’s expenses.
Coast FIRE helps you evaluate products, compare options, and make informed decisions aligned with goals, tax rules, and risk tolerance in the Indian financial system.