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Home ToolsDebt Reduction Planner

Invest5 min

Debt Reduction Planner

Prioritize loans by rate, EMI, tenure, and prepayment impact.

Your inputs

Payoff strategy

Home loan

Balance (₹)

Rate (%)

EMI (₹)

Personal loan

Balance (₹)

Rate (%)

EMI (₹)

Credit card

Balance (₹)

Rate (%)

EMI (₹)

Live dashboard

Recommended payoff order

1. Credit card36%
2. Personal loan14%
3. Home loan8.5%

Est. total interest (rough): ₹30,60,000

Recommended next steps

• Pay minimum on all loans; direct extra prepayment to #1 in list.
• Avoid new personal loans while clearing credit card debt.

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