Securing Hannav Ledger...
Securing Hannav Ledger...
Glossary
The waiting period is the initial duration after buying a health insurance policy during which certain claims (like pre-existing diseases) are not payable.
A period right after buying health insurance when certain claims aren’t covered yet.
Includes an initial waiting period (typically 30 days, except accidents), a pre-existing disease waiting period (2–4 years), and specific-disease waiting periods for conditions like cataracts or hernia.
A policyholder with diabetes must usually wait 2–4 years before diabetes-related treatment is covered.
A period right after buying health insurance when certain claims aren’t covered yet.
Waiting Period (Insurance) helps you evaluate products, compare options, and make informed decisions aligned with goals, tax rules, and risk tolerance in the Indian financial system.