Securing Hannav Ledger...
Securing Hannav Ledger...
Glossary
A Loan Against Securities lets investors borrow by pledging shares, mutual funds, or bonds as collateral, without liquidating the underlying investments.
Borrow against your shares or mutual funds without selling them.
Lenders apply a haircut on market value (higher haircut for equity, lower for debt funds) and can trigger a margin call if the collateral value falls.
An investor pledges ₹10 lakh of mutual fund units to get a ₹6 lakh overdraft for a short-term cash need.
Borrow against your shares or mutual funds without selling them.
Loan Against Securities helps you evaluate products, compare options, and make informed decisions aligned with goals, tax rules, and risk tolerance in the Indian financial system.