Securing Hannav Ledger...
Securing Hannav Ledger...
Glossary
A Loan Against Property lets an owner borrow funds by pledging a residential or commercial property as collateral, typically at rates lower than personal loans.
Borrow money using your house or shop as security, at a lower rate than a personal loan.
LTV is usually capped at 50–70% of property value; can be used for business, education, or debt consolidation, with tenures up to 15–20 years.
A business owner raises ₹40 lakh LAP against a ₹80 lakh property valuation to expand operations.
Borrow money using your house or shop as security, at a lower rate than a personal loan.
Loan Against Property (LAP) helps you evaluate products, compare options, and make informed decisions aligned with goals, tax rules, and risk tolerance in the Indian financial system.