In a recent interview, Anupam Tiwari of Groww Asset Management highlighted that the Nifty 50’s modest gains this year mask a deeper shift in investor appetite toward higher‑growth segments such as small‑cap and thematic funds. With the benchmark hovering around 21,500, retail investors are looking beyond large‑cap stalwarts for upside, but Tiwari stresses that the move comes with heightened volatility. Small‑cap stocks, which make up roughly 15% of the Nifty, have outperformed large‑caps over the past twelve months but have also shown sharper swings on global cues. Tiwari says the key to benefitting from this segment is a long‑term horizon and the discipline to stay invested through short‑term corrections.
3 means it reacts more intensely to global risk factors such as US rate hikes and geopolitical tensions. Thematic funds, ranging from renewable‑energy to digital‑infrastructure, offer exposure to fast‑growing ideas but are equally sensitive to macro‑economic shifts. Tiwari points out that while these funds can capture sector‑specific tailwinds, they often carry higher expense ratios and concentration risk. Global supply‑chain disruptions and policy changes abroad can quickly erode the thematic premium, making active monitoring essential.
For the average salaried professional, Tiwari recommends allocating no more than 10‑15% of the equity portfolio to small‑cap or thematic bets, keeping the bulk in diversified large‑cap or index funds. He advises regular portfolio reviews aligned with one’s risk tolerance and staying attuned to Nifty’s broader trend, ensuring that the pursuit of higher returns does not compromise overall financial stability.