Securing Hannav Ledger...
Securing Hannav Ledger...
Glossary
Rural Postal Life Insurance is India Post’s life insurance scheme for rural residents, with its own bonus rate schedule separate from urban PLI.
RPLI is post-office life insurance for rural areas — similar to PLI but with different plans and bonus rates.
Products include Gram Suraksha (WLA), Gram Santosh (EA), and Gram Sumangal (AEA). Bonus is simple reversionary per ₹1,000 SA. Rates should be stored with effectiveFrom and source notes.
₹2 lakh Gram Santosh for 15 years at ₹48/₹1,000 accrues ₹1.44 lakh bonus — model with the RPLI Calculator.
RPLI targets rural residents with different sum-assured limits and typically lower bonus rates than urban PLI.
Through India Post branches serving rural areas — confirm eligibility and medical requirements locally.