Securing Hannav Ledger...
Securing Hannav Ledger...
Glossary
NPS Auto Choice is a lifecycle-based investment option where the equity-debt allocation of an NPS subscriber automatically reduces as the subscriber ages.
An NPS setting that automatically shifts your money from stocks to safer bonds as you get older.
Offers Aggressive, Moderate, and Conservative lifecycle funds (LC75, LC50, LC25) with different starting equity caps that taper down after age 35, versus Active Choice where the subscriber sets allocation manually.
A 25-year-old on NPS Auto Choice LC75 starts with 75% equity, which gradually reduces as they approach retirement age.
An NPS setting that automatically shifts your money from stocks to safer bonds as you get older.
NPS Auto Choice helps you evaluate products, compare options, and make informed decisions aligned with goals, tax rules, and risk tolerance in the Indian financial system.