Securing Hannav Ledger...
Securing Hannav Ledger...
Glossary
IDCW is the mutual fund payout option (formerly called Dividend option) that periodically distributes a part of scheme profits to investors, reducing the NAV accordingly.
A payout option where the fund periodically gives you cash, lowering the unit price each time.
IDCW payouts are taxed as income at the investor’s slab rate (with TDS above ₹5,000), unlike growth-option gains that are taxed only as capital gains on redemption.
An IDCW payout of ₹2/unit reduces the fund’s NAV by roughly the same amount on the record date.
A payout option where the fund periodically gives you cash, lowering the unit price each time.
IDCW (Income Distribution cum Capital Withdrawal) helps you evaluate products, compare options, and make informed decisions aligned with goals, tax rules, and risk tolerance in the Indian financial system.