Securing Hannav Ledger...
Securing Hannav Ledger...
Glossary
Equity represents ownership in a company or exposure to company profits through shares or equity-oriented mutual funds.
Equity means owning a piece of a business — when the company grows, your share value can grow, but it can fall too.
Equity holders rank after debt in liquidation but participate in unlimited upside. Indian equity returns derive from earnings growth, dividends, and valuation rerating. Long horizons historically offset short-term volatility.
Investing ₹5,000 monthly in a flexi-cap fund for 15 years at 12% CAGR could grow to roughly ₹25 lakh — equity growth potential with interim drawdowns.
Depends on horizon and risk tolerance. Long goals (10+ years) often support higher equity; near-term needs favour debt.
Mutual funds offer diversification and professional management. Direct stocks suit investors with time and skill for research.
Yes. STCG and LTCG rules apply to listed shares and equity-oriented funds. Dividends taxed in hands of investors per slab.